Insights · Golden Visa
One visa,
several properties.
You don't need a single AED 2 million property for the UAE Golden Visa. Several properties, each wholly owned in your name, can count together toward the AED 2 million threshold. A share in a jointly owned property only counts if that share alone is worth AED 2 million.
The rule: one or more properties
The Dubai Land Department's own terms describe the property investor route as "one or more properties" wholly owned by the applicant. GDRFA Dubai's rules confirm it: a group of properties with a combined value of no less than AED 2 million qualifies.
So two apartments worth AED 1.2 million and AED 900,000, both in your name, can qualify together.
The limit: shared ownership
Joint ownership is where portfolios fail. If you own part of a property with someone else, your share only counts if its value alone is at least AED 2 million.
Mortgaged units count too
A property with a mortgage can still count toward the threshold. You'll need a no-objection letter from the bank showing the amount paid and the balance, and a lien is placed on the property for as long as the residency lasts.
How the value is confirmed
Each property's value is confirmed with a DLD property status statement or a valuation certificate from a DLD-licensed valuer. Once approved, a qualifying portfolio leads to the same 10-year visa as a single AED 2 million property.
Questions buyers ask
Can I combine several properties to reach AED 2 million for the Golden Visa?
Yes. The Dubai Land Department describes the investor route as "one or more properties" wholly owned by the applicant, and GDRFA Dubai's rules accept a group of properties with a total value of no less than AED 2 million.
Does a share in a jointly owned property count?
Only if that share alone is worth at least AED 2 million, per GDRFA Dubai.
Can mortgaged properties count toward the Golden Visa?
Yes, with a bank no-objection letter showing the amount paid and the balance, and a lien placed on the property for the duration of the residency.
How is each property's value confirmed?
With a DLD property status statement or a valuation certificate from a DLD-licensed valuer.
Sources, checked 11 October 2026:
- Dubai Land Department, request for Golden Visa (investor) (one or more properties, mortgage NOC)
- GDRFA Dubai, real estate investor residency (combined value, shared ownership, lien, valuation)
The example values are illustrative.