Insights

Dubai property,
explained.

The questions buyers ask me most, answered in writing. Every figure is sourced, mostly from the Dubai Land Department, GDRFA Dubai and Dubai law.

  1. The DLD fee: who pays the 4%

    DLD splits it 2% and 2% on paper. In practice the buyer pays it all.

  2. Golden Visa documents

    What the Dubai Land Department asks for on the property route.

  3. Golden Visa with several properties

    Combining wholly owned units to AED 2 million, and the rule on shares.

  4. Buying from abroad

    What you can do remotely, and the one step that needs a signature.

  5. Gross vs net yield

    A worked example, and why to compare net to net.

  6. Buying with the tenant in

    What happens to the lease when a Dubai property is sold.

  7. Every buying cost

    What a Dubai home costs on top of the price, with a worked example.

  8. What a bank will lend

    The UAE Central Bank's mortgage limits, and why to get pre-approval first.

  9. Three off-⁠plan checks

    Escrow, Oqood and the Dubai REST app, before any deposit.

  10. The holiday home permit

    What DET needs before you rent a unit short-term.

  11. Golden Visa: your family

    Who a property Golden Visa holder can sponsor.

  12. Transfer day, step by step

    The documents, the trustee office and the new title deed.

  13. Checking service charges

    How to look up a building's approved rate before you offer.